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Mortgage After Bankruptcy - Current Bankruptcy Home Loans

A Bankruptcy may stay on your record for 7 years, but that does not prevent you from securing a mortgage or home loan. Traditionally, a borrower would have to wait at least two years after a bankruptcy to even apply for a mortgage. Today, things are different. Alpine Mortgage specializes in helping borrowers who have had a bankruptcy and those who are currently going through a bankruptcy refinance their mortgage or secure a new home loan.

Mortgage after Bankruptcy: If your bankruptcy has been discharged, even if it has been discharged just one day, you are able to secure a mortgage.

Current Bankruptcy Home Loan: If you currently are in bankruptcy, you can use the equity in your home, through a refinance or home equity loan, to pay off your debts and have your bankruptcy discharged.

We understand that life's circumstances may have caused you to file for a bankruptcy. In fact, millions of good people like you have benefited from the fresh start that bankruptcy offers. Alpine Mortgage realizes that these people who have had a bankruptcy or are currently in bankruptcy should not have to wait two long years to enjoy the right of home ownership or to utilize the equity in a home. With this in mind, Alpine Mortgage has a variety of bankruptcy loan programs designed especially for you!

Bankruptcy Home Loan Details

  • Mortgages after bankruptcy available one day after discharge
  • Current bankruptcy home loans available to pay off debts
  • Bankruptcy home loans require a minimum credit score of only 500
  • Current or open credit accounts may not be required on bankruptcy home loans
  • Stated income documentation available on all bankruptcy mortgages
  • Charge offs, collections, liens and judgements may not have to be paid off
  • First time home buyers and current renters are eligible to secure a mortgage after bankruptcy
  • Call us today at (800) 876-LOAN to speak with one of our New Jersey bankruptcy mortgage specialists or click here to have one of our NJ bankruptcy mortgage specialists contact you.

    You can also apply online now to see if you qualify for one of our New Jersey bankruptcy home loans.

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